Tell us what happened.
Share the details of the loss and your insurance policy. If a plumber has provided written findings, include those too.
Water damage is stressful enough. We handle your insurance claim — from understanding your policy to negotiating your recovery.
California · Water damage · Single-family homes
Verify email → Share loss and documents → We assess fit.
Applying does not appoint us or guarantee acceptance.
For California homeowners · No recovery, no fee
Single-family home · California
Check your inspection details and any requests from the claim team.
We are a licensed public adjuster working for the homeowner, not the insurer. If you hire us, we prepare and negotiate your insurance claim on your behalf.
Hiring a public adjuster is optional. You can deal with your insurer directly.
We handle the claim; a plumber or mitigation company handles the physical work.
You shouldn’t have to become an insurance expert. We organise the details, handle the correspondence and keep you informed along the way.
Share the details of the loss and your insurance policy. If a plumber has provided written findings, include those too.
We review the policy and findings, prepare the documents and establish the scope of damage. A licensed adjuster oversees the work.
We deal with the insurer, track deadlines and negotiate the claim. You can follow the progress and see what needs your attention.
A policy deserves a close reading. A claim deserves a complete review. Here are two results from existing case files.
Final recovery compared with the first offer. Case from 2020.
Recovered after the carrier had closed the file. Case from 2021.
Past results from existing files. Every claim is different; no outcome is promised.
Claimeo brings licensed claim handling and an organised digital workspace together. Technology helps prepare the work. A licensed public adjuster reviews it.
We currently help California homeowners with water damage to single-family homes. This includes new claims and claims already filed or underpaid. For other property or loss types, call us to discuss whether we can help.
There is nothing to pay up front. Our fee is a percentage of the recovery, set out in the representation agreement you review before signing. No recovery, no fee.
Your email address, the property address, details of what happened and a complete copy of your insurance policy. If you already have a plumber’s written findings, you can add that report.
Yes. Once the representation agreement is signed, we send the letter of representation and handle correspondence with the insurer. You stay informed through the client portal.
We can review what happened and tell you whether we can help. Starting an application does not guarantee acceptance or a particular outcome.
Start with your policy and the details. We’ll guide you from there.
Request a claim review